HR 2656 118th Congress House Finance and Financial Sector Administrative law and regulatory procedures Banking and financial institutions regulation Consumer Financial Protection Bureau Consumer credit Credit and credit markets Housing finance and home ownership Right of privacy

Trigger Leads Abatement Act of 2023

Introduced: April 17, 2023 Introduced by: Torres, Ritchie Democratic · New York See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Apr 17, 2023

Referred to the House Committee on Financial Services.

Apr 17, 2023

Introduced in House

Plain-English summary Congressional Research Service

Trigger Leads Abatement Act of 2023

This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.

What's happening now April 17, 2023

Referred to the House Committee on Financial Services.

Committees of jurisdiction 1