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HR 2656 118th Congress House Finance and Financial Sector Administrative law and regulatory procedures Banking and financial institutions regulation Consumer Financial Protection Bureau Consumer credit Credit and credit markets Housing finance and home ownership Right of privacy

Trigger Leads Abatement Act of 2023

Introduced: September 26, 2023 Introduced by: Torres, Ritchie Democratic · New York See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 17, 2023
Referred to the House Committee on Financial Services.
Apr 17, 2023
Introduced in House
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 Plain-English summary Congressional Research Service

Trigger Leads Abatement Act of 2023

This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.

What's happening now April 17, 2023

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 6
All 6 Democratic 4 Republican 1
D
Panetta, Jimmy
California · Feb 23, 2024
Blumenauer, Earl
· Sep 26, 2023
 D
Tlaib, Rashida
Michigan · Aug 11, 2023
 D
Levin, Mike
California · Jun 12, 2023
 R
Steube, W. Gregory
Florida · May 16, 2023
 D
Case, Ed
Hawaii · May 5, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2656: Trigger Leads Abatement Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-2656/
MLA
"H.R. 2656: Trigger Leads Abatement Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-2656/.
Bluebook (legal)
H.R. 2656, 118th Cong. (2026), https://openamerica.io/bill/118-HR-2656/.
Markdown link
[H.R. 2656: Trigger Leads Abatement Act of 2023](https://openamerica.io/bill/118-HR-2656/)
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