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H.R. 1806 118th Congress House

Small LENDER Act

Official title: To amend the Equal Credit Opportunity Act to modify the requirements associated with small business loan data collection, and for other purposes.

Introduced: March 27, 2023 Introduced by: J. French Hill Republican · Arkansas See on congress.gov
Commerce Banking and financial institutions regulationBusiness recordsData collection, sharing, protectionFinancial services and investmentsSmall business
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 27, 2023
Referred to the House Committee on Financial Services.
Mar 27, 2023
Introduced in House
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 Latest action March 27, 2023

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Small Lenders Exempt from New Data and Excessive Reporting Act or the Small LENDER Act

This bill exempts certain financial institutions and transactions from the Consumer Financial Protection Bureau (CFPB) reporting requirements with respect to data about small business credit applications.

Under the bill, the requirements apply only to financial institutions that originate at least 500 credit transactions to small businesses in each of the preceding two years. The bill further defines small businesses as those with annual revenue of $1 million or less.

Currently, the CFPB has proposed a rule that the requirements apply only to financial institutions that originate at least 25 annual credit transactions to small businesses in each of the preceding two years. The rule further defines small businesses as those with annual revenue of $5 million or less.

 Related & companion bills 2
  • S 1159 Identical bill Small LENDER Act
  • HR 8338 Clarity in Lending Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 1

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

 Cosponsors 28
All 28 Republican 26
R
Yakym, Rudy
Indiana · Jul 11, 2024
 R
Wagner, Ann
Missouri · Jul 8, 2024
 R
LaHood, Darin
Illinois · Jun 28, 2024
 R
Harshbarger, Diana
Tennessee · Jun 21, 2024
 R
Rose, John W.
Tennessee · Jun 13, 2024
 R
Ciscomani, Juan
Arizona · Jun 11, 2024
 R
Ogles, Andrew
Tennessee · Jun 11, 2024
 R
Womack, Steve
Arkansas · May 23, 2024
Armstrong, Kelly
· May 22, 2024
 R
Tenney, Claudia
New York · May 22, 2024
 R
Kustoff, David
Tennessee · May 14, 2024
 R
Meuser, Daniel
Pennsylvania · May 8, 2024
 R
Guest, Michael
Mississippi · Apr 19, 2024
 R
Mann, Tracey
Kansas · Apr 11, 2024
 R
Gosar, Paul A.
Arizona · Apr 9, 2024
 R
Grothman, Glenn
Wisconsin · Mar 20, 2024
 R
De La Cruz, Monica
Texas · Jan 11, 2024
 R
Amodei, Mark E.
Nevada · Sep 29, 2023
 R
Ezell, Mike
Mississippi · Sep 21, 2023
 R
Kelly, Trent
Mississippi · Sep 13, 2023
 R
Nunn, Zachary
Iowa · Jun 20, 2023
 R
Barr, Andy
Kentucky · May 25, 2023
 R
Rutherford, John H.
Florida · May 25, 2023
 R
Hinson, Ashley
Iowa · May 24, 2023
 R
Wittman, Robert J.
Virginia · May 17, 2023
 R
Kim, Young
California · May 10, 2023
Luetkemeyer, Blaine
· Mar 27, 2023
 R
Williams, Roger
Texas · Mar 27, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1806: Small LENDER Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-1806/
MLA
"H.R. 1806: Small LENDER Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-1806/.
Bluebook (legal)
H.R. 1806, 118th Cong. (2026), https://openamerica.io/bill/118-HR-1806/.
Markdown link
[H.R. 1806: Small LENDER Act](https://openamerica.io/bill/118-HR-1806/)
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