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HR 166 118th Congress House Finance and Financial Sector Age discrimination Banking and financial institutions regulation Business ethics Census and government statistics Civil actions and liability Consumer Financial Protection Bureau Consumer affairs Consumer credit Executive agency funding and structure Racial and ethnic relations Sex, gender, sexual orientation discrimination

Fair Lending for All Act

Introduced: January 9, 2023 Introduced by: Green, Al Democratic · Texas See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 9, 2023
Referred to the House Committee on Financial Services.
Jan 9, 2023
Introduced in House
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 Plain-English summary Congressional Research Service

Fair Lending for All Act

This bill modifies provisions related to prohibited credit discrimination.

The bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination with respect to credit transactions. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)

The bill establishes criminal penalties for violations of prohibited credit discrimination.

The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

What's happening now January 9, 2023

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 166: Fair Lending for All Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-166/
MLA
"H.R. 166: Fair Lending for All Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-166/.
Bluebook (legal)
H.R. 166, 118th Cong. (2026), https://openamerica.io/bill/118-HR-166/.
Markdown link
[H.R. 166: Fair Lending for All Act](https://openamerica.io/bill/118-HR-166/)
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