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HR 123 118th Congress House Finance and Financial Sector

Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act

Introduced: January 9, 2023 Introduced by: Green, Al Democratic · Texas See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 9, 2023
Referred to the House Committee on Financial Services.
Jan 9, 2023
Introduced in House
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 Plain-English summary Congressional Research Service

Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act

This bill establishes a pilot program for an additional credit rating system for use by mortgage lenders. Specifically, the program must utilize one or more commercially available credit scoring models that apply additional credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.

What's happening now January 9, 2023

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Watson Coleman, Bonnie
New Jersey · Feb 23, 2024
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 123: Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-123/
MLA
"H.R. 123: Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-123/.
Bluebook (legal)
H.R. 123, 118th Cong. (2026), https://openamerica.io/bill/118-HR-123/.
Markdown link
[H.R. 123: Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act](https://openamerica.io/bill/118-HR-123/)
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