Skip to main content
S 4505 117th Congress Senate Native Americans

Native American Direct Loan Improvement Act

Introduced: July 12, 2022 Introduced by: Rounds, Mike Republican · South Dakota See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 12, 2022
Read twice and referred to the Committee on Veterans' Affairs.
Jul 12, 2022
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Native American Direct Loan Improvement Act

This bill addresses housing and homeownership for Native American veterans.

Specifically, the bill revises the Native American Direct Loan program administered by the Department of Veterans Affairs (VA) to (1) allow Native American veterans to refinance existing mortgage loans; and (2) award grants to local service providers for conducting outreach, homebuyer education, housing counseling, risk mitigation, and other technical assistance to assist Native American veterans seeking to qualify for mortgage financing.

Additionally, the bill directs the VA to carry out a pilot program to address the feasibility and advisability of making direct housing loans to Native community development financial institutions for relending loan amounts to qualified veterans.

What's happening now July 12, 2022

Read twice and referred to the Committee on Veterans' Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 4505: Native American Direct Loan Improvement Act. 117th Congress. Open America. https://openamerica.io/bill/117-S-4505/
MLA
"S. 4505: Native American Direct Loan Improvement Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-4505/.
Bluebook (legal)
S. 4505, 117th Cong. (2026), https://openamerica.io/bill/117-S-4505/.
Markdown link
[S. 4505: Native American Direct Loan Improvement Act](https://openamerica.io/bill/117-S-4505/)
Report a problem