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S 174 117th Congress Senate Commerce Business investment and capital Competitiveness, trade promotion, trade deficits Economic performance and conditions Government information and archives Government lending and loan guarantees Small business User charges and fees

Small Business Access to Recovery Capital Act

Introduced: February 2, 2021 See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 2, 2021
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Feb 2, 2021
Introduced in Senate
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 Plain-English summary Congressional Research Service

Small Business Access to Recovery Capital Act

This bill temporarily modifies the 7(a) Loan Guaranty Program of the Small Business Administration (SBA) by waiving borrower and lender fees, increasing the government guarantee to 95%, and increasing the maximum loan value to $10 million. The SBA must issue temporary COVID-19 guidance that reflects these changes.

What's happening now February 2, 2021

Read twice and referred to the Committee on Small Business and Entrepreneurship.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 174: Small Business Access to Recovery Capital Act. 117th Congress. Open America. https://openamerica.io/bill/117-S-174/
MLA
"S. 174: Small Business Access to Recovery Capital Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-174/.
Bluebook (legal)
S. 174, 117th Cong. (2026), https://openamerica.io/bill/117-S-174/.
Markdown link
[S. 174: Small Business Access to Recovery Capital Act](https://openamerica.io/bill/117-S-174/)
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