Making Communities Stronger through the Community Reinvestment Act
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Making Communities Stronger through the Community Reinvestment Act
This bill revises the Community Reinvestment Act, which addresses the availability of credit in communities. Under the act, financial regulators examine a banking institution's community activities such as lending, investments, and services, particularly for low- and moderate-income populations.
Specifically, the bill sets forth examination requirements regarding an institution's
- illegal or discriminatory activity,
- partnerships with non-depository lenders,
- home mortgage lending targeted to low- and moderate-income borrowers, and
- community service or charity work.
Each institution must establish Community Advisory Committees in areas served by the institution.
Referred to the House Committee on Financial Services.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 8833: Making Communities Stronger through the Community Reinvestment Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-8833/
"H.R. 8833: Making Communities Stronger through the Community Reinvestment Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-8833/.
H.R. 8833, 117th Cong. (2026), https://openamerica.io/bill/117-HR-8833/.
[H.R. 8833: Making Communities Stronger through the Community Reinvestment Act](https://openamerica.io/bill/117-HR-8833/)