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HR 7661 117th Congress House Finance and Financial Sector Administrative law and regulatory procedures Banking and financial institutions regulation Consumer Financial Protection Bureau Consumer credit Credit and credit markets Housing finance and home ownership Right of privacy

Trigger Leads Abatement Act of 2022

Introduced: May 3, 2022 Introduced by: Torres, Ritchie Democratic · New York See on congress.gov
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 3, 2022
Referred to the House Committee on Financial Services.
May 3, 2022
Introduced in House
 Plain-English summary Congressional Research Service

Trigger Leads Abatement Act of 2022

This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.

What's happening now May 3, 2022

Referred to the House Committee on Financial Services.

 Committees of jurisdiction 1