HR 745
117th Congress
House
Finance and Financial Sector
Consumer credit
Government information and archives
User charges and fees
Fair Access to Credit Scores Act of 2021
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 3, 2021
Referred to the House Committee on Financial Services.
Feb 3, 2021
Introduced in House
Plain-English summary
Fair Access to Credit Scores Act of 2021
This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.
Consumer reporting agencies must maintain these scores or predictors in a consumer's file for at least one year after the data is generated.
What's happening now
Referred to the House Committee on Financial Services.
Committees of jurisdiction
1
Cosponsors
1