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HR 745 117th Congress House Finance and Financial Sector Consumer credit Government information and archives User charges and fees

Fair Access to Credit Scores Act of 2021

Introduced: February 3, 2021 Introduced by: Cohen, Steve Democratic · Tennessee See on congress.gov
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 3, 2021
Referred to the House Committee on Financial Services.
Feb 3, 2021
Introduced in House
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 Plain-English summary Congressional Research Service

Fair Access to Credit Scores Act of 2021

This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.

Consumer reporting agencies must maintain these scores or predictors in a consumer's file for at least one year after the data is generated.

What's happening now February 3, 2021

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Norton, Eleanor Holmes
District of Columbia · Feb 3, 2021
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 745: Fair Access to Credit Scores Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-745/
MLA
"H.R. 745: Fair Access to Credit Scores Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-745/.
Bluebook (legal)
H.R. 745, 117th Cong. (2026), https://openamerica.io/bill/117-HR-745/.
Markdown link
[H.R. 745: Fair Access to Credit Scores Act of 2021](https://openamerica.io/bill/117-HR-745/)
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