Skip to main content
H.R. 6145 117th Congress House

Community Bank Relief Act of 2021

Official title: To require the appropriate Federal banking agencies to develop a Community Bank Leverage Ratio that is between 8 percent and 8.5 percent for calendar years 202… Show full official titleShow less

Official title: To require the appropriate Federal banking agencies to develop a Community Bank Leverage Ratio that is between 8 percent and 8.5 percent for calendar years 2022, 2023, and 2024, and for other purposes.

Introduced: December 7, 2021 Introduced by: Tracey Mann Republican · Kansas See on congress.gov
Finance and Financial Sector
Sign in to write a letter Sign in to watch
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 7, 2021
Referred to the House Committee on Financial Services.
Dec 7, 2021
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action December 7, 2021

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Community Bank Relief Act of 2021

This bill requires banking agencies to set the community bank leverage ratio between 8% and 8.5% for calendar years 2022, 2023, and 2024 for community banks seeking to satisfy simplified capital adequacy requirements. Currently, banking agencies are statutorily required to set the rate between 8% and 10% through rulemaking. Under current regulations, the rate will increase from 8.5% to 9% on January 1, 2022.

 Related & companion bills 1
  • S 3409 A bill to amend the Economic Growth, Regulatory Relief, and Consumer Protection Act to require the appropriate Federal …
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 24
All 24 Republican 17
Carl, Jerry
· Jun 15, 2022
 R
Roy, Chip
Texas · Apr 27, 2022
Armstrong, Kelly
· Mar 31, 2022
 R
Feenstra, Randy
Iowa · Mar 31, 2022
Gibbs, Bob
· Mar 31, 2022
 R
Kim, Young
California · Mar 29, 2022
 R
Rutherford, John H.
Florida · Mar 29, 2022
 R
Schweikert, David
Arizona · Mar 28, 2022
 R
Bacon, Don
Nebraska · Mar 17, 2022
 R
Cline, Ben
Virginia · Mar 17, 2022
 R
Kelly, Trent
Mississippi · Mar 17, 2022
 R
Moore, Barry
Alabama · Mar 17, 2022
Palazzo, Steven
· Mar 17, 2022
 R
Crawford, Eric A. "Rick"
Arkansas · Mar 16, 2022
Meijer, Peter
· Mar 16, 2022
 R
Walberg, Tim
Michigan · Mar 16, 2022
 R
Amodei, Mark E.
Nevada · Mar 8, 2022
 R
Owens, Burgess
Utah · Mar 2, 2022
 R
Guest, Michael
Mississippi · Jan 10, 2022
 R
Pfluger, August
Texas · Jan 10, 2022
LaTurner, Jake
· Dec 14, 2021
Mullin, Markwayne
· Dec 14, 2021
 R
Fitzpatrick, Brian K.
Pennsylvania · Dec 8, 2021
 R
Norman, Ralph
South Carolina · Dec 8, 2021
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6145: Community Bank Relief Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-6145/
MLA
"H.R. 6145: Community Bank Relief Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-6145/.
Bluebook (legal)
H.R. 6145, 117th Cong. (2026), https://openamerica.io/bill/117-HR-6145/.
Markdown link
[H.R. 6145: Community Bank Relief Act of 2021](https://openamerica.io/bill/117-HR-6145/)
Report a problem