Community Bank Relief Act of 2021
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Community Bank Relief Act of 2021
This bill requires banking agencies to set the community bank leverage ratio between 8% and 8.5% for calendar years 2022, 2023, and 2024 for community banks seeking to satisfy simplified capital adequacy requirements. Currently, banking agencies are statutorily required to set the rate between 8% and 10% through rulemaking. Under current regulations, the rate will increase from 8.5% to 9% on January 1, 2022.
Referred to the House Committee on Financial Services.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 6145: Community Bank Relief Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-6145/
"H.R. 6145: Community Bank Relief Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-6145/.
H.R. 6145, 117th Cong. (2026), https://openamerica.io/bill/117-HR-6145/.
[H.R. 6145: Community Bank Relief Act of 2021](https://openamerica.io/bill/117-HR-6145/)