Student Loan Relief Act
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Student Loan Relief Act
This bill establishes a program to discharge certain federal student loan debt.
Specifically, the bill requires the Department of Education (ED) to automatically discharge (i.e., repay or cancel) up to $50,000 of outstanding student loan debt for each borrower. Members of Congress are not eligible to receive loan discharges.
Further, the bill outlines the method of loan discharge and excludes the loan discharges from taxable income.
In addition, the bill requires ED to automatically place each federal student loan borrower in administrative forbearance for the one-year period in which ED carries out the discharge of student loans. During this period, payments are not due, interest does not accrue, and ED may not pursue debt collection activities (e.g., wage garnishments).
Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 4797: Student Loan Relief Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-4797/
"H.R. 4797: Student Loan Relief Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-4797/.
H.R. 4797, 117th Cong. (2026), https://openamerica.io/bill/117-HR-4797/.
[H.R. 4797: Student Loan Relief Act](https://openamerica.io/bill/117-HR-4797/)