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HR 4548 117th Congress House Finance and Financial Sector

Unfair or Deceptive Acts or Practices Uniformity Act

Introduced: July 20, 2021 Introduced by: Williams, Roger Republican · Texas See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 20, 2021
Referred to the House Committee on Financial Services.
Jul 20, 2021
Introduced in House
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 Plain-English summary Congressional Research Service

Unfair or Deceptive Acts or Practices Uniformity Act

This bill eliminates the authority of the Consumer Financial Protection Bureau to take action against a person or service provider for an abusive act or practice in connection with a consumer financial product or service. Additionally, the bureau is prohibited from taking action against an unfair or deceptive act unless the bureau first consults with the primary financial regulatory agency of the person or service provider. Finally, any rulemaking made by the bureau regarding an unfair or deceptive act must comply with certain Federal Trade Commission rulemaking requirements.

What's happening now July 20, 2021

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4548: Unfair or Deceptive Acts or Practices Uniformity Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-4548/
MLA
"H.R. 4548: Unfair or Deceptive Acts or Practices Uniformity Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-4548/.
Bluebook (legal)
H.R. 4548, 117th Cong. (2026), https://openamerica.io/bill/117-HR-4548/.
Markdown link
[H.R. 4548: Unfair or Deceptive Acts or Practices Uniformity Act](https://openamerica.io/bill/117-HR-4548/)
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