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HR 4481 117th Congress House Commerce Government lending and loan guarantees Licensing and registrations Small business

Small Business 7(a) Loan Agent Transparency Act

Introduced: July 16, 2021 See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 14 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 3, 2021
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Nov 2, 2021
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
Nov 2, 2021
On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 407 - 9 (Roll no. 351). (text: CR H6090)
Nov 2, 2021
Considered as unfinished business. (consideration: CR H6101-6102)
Nov 2, 2021
DEBATE - The House proceeded with forty minutes of debate on H.R. 4481.
Nov 2, 2021
Considered under suspension of the rules. (consideration: CR H6090-6091)
Nov 2, 2021
Ms. Velazquez moved to suspend the rules and pass the bill.
Nov 2, 2021
Motion to reconsider laid on the table Agreed to without objection.
Oct 12, 2021
Placed on the Union Calendar, Calendar No. 101.
Oct 12, 2021
Reported by the Committee on Small Business. H. Rept. 117-141.
Jul 29, 2021
Ordered to be Reported by Voice Vote.
Jul 29, 2021
Committee Consideration and Mark-up Session Held.
Jul 16, 2021
Referred to the House Committee on Small Business.
Jul 16, 2021
Introduced in House
 Votes taken on this bill 1
DateChamberWhat was voted onResultYes–No
Nov 2, 2021 House · vote #351 On Motion to Suspend the Rules and Pass Passed 4079 See who voted →
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 Plain-English summary Congressional Research Service

Small Business 7(a) Loan Agent Transparency Act

This bill provides oversight of 7(a) loan agents, including by requiring the Small Business Administration (SBA) to establish a registration system for such agents whereby certain data may be collected and by mandating that such agents register with the system and pay an annual registration fee.

These agents provide referral and loan application services related to the SBA's 7(a) Program. Under the 7(a) Program, the SBA provides loans and loan guarantees to small business borrowers who cannot obtain credit elsewhere on reasonable terms and conditions.

What's happening now November 3, 2021

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4481: Small Business 7(a) Loan Agent Transparency Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-4481/
MLA
"H.R. 4481: Small Business 7(a) Loan Agent Transparency Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-4481/.
Bluebook (legal)
H.R. 4481, 117th Cong. (2026), https://openamerica.io/bill/117-HR-4481/.
Markdown link
[H.R. 4481: Small Business 7(a) Loan Agent Transparency Act](https://openamerica.io/bill/117-HR-4481/)
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