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HR 3889 117th Congress House

Providing Choice for Social Security Retirees Act

Official title: To amend title II of the Social Security Act to provide an option to claim a delayed retirement credit in a partial lump sum, and for other purposes.

Introduced: June 15, 2021 Introduced by: Smith, Adrian Republican · Nebraska See on congress.gov
Social Welfare
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 15, 2021
Referred to the Subcommittee on Social Security.
Jun 15, 2021
Introduced in House
Jun 15, 2021
Referred to the House Committee on Ways and Means.
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 Latest action June 15, 2021

Referred to the Subcommittee on Social Security.

 Plain-English summary Congressional Research Service

Providing Choice for Social Security Retirees Act

This bill allows an individual to claim a delayed-retirement credit for Social Security retirement benefits in a partial lump sum.

Under current law, an individual's Social Security retirement benefits are increased by a two-thirds of 1% for each month in which the individual, after attaining full retirement age but prior to attaining age 70, delays claiming those benefits. The bill allows an individual who delays claiming Social Security retirement benefits to instead opt to receive a smaller percentage increase (one-half of 1%) for each applicable month, plus a one-time lump sum payable at the time of the individual's entitlement to the benefits. The amount of this lump sum shall equal the sum of the present values of one-sixth of 1% of the amount of the individual's monthly benefits for each month in the individual's life-expectancy period.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 3889: Providing Choice for Social Security Retirees Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-3889/
MLA
"H.R. 3889: Providing Choice for Social Security Retirees Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-3889/.
Bluebook (legal)
H.R. 3889, 117th Cong. (2026), https://openamerica.io/bill/117-HR-3889/.
Markdown link
[H.R. 3889: Providing Choice for Social Security Retirees Act](https://openamerica.io/bill/117-HR-3889/)
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