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HR 3644 117th Congress House Taxation Administrative law and regulatory procedures Aging Department of the Treasury Employee benefits and pensions Family relationships Income tax deductions Income tax deferral Long-term, rehabilitative, and terminal care Unemployment

Expanding Access to Retirement Savings for Caregivers Act

Introduced: May 28, 2021 See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 28, 2021
Referred to the House Committee on Ways and Means.
May 28, 2021
Introduced in House
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 Plain-English summary Congressional Research Service

Expanding Access to Retirement Savings for Caregivers Act

This bill allows an individual to make annual catch up contributions to a retirement account before reaching age 50 if the individual leaves the workforce to provide dependent cares services.

Specifically, the individual must have been unemployed, and have had no earned income, as a result of providing care to (1) a dependent under the age of 13, or (2) a spouse physically or mentally incapable of self-care.

What's happening now May 28, 2021

Referred to the House Committee on Ways and Means.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3644: Expanding Access to Retirement Savings for Caregivers Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-3644/
MLA
"H.R. 3644: Expanding Access to Retirement Savings for Caregivers Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-3644/.
Bluebook (legal)
H.R. 3644, 117th Cong. (2026), https://openamerica.io/bill/117-HR-3644/.
Markdown link
[H.R. 3644: Expanding Access to Retirement Savings for Caregivers Act](https://openamerica.io/bill/117-HR-3644/)
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