HR 3489
117th Congress
House
Finance and Financial Sector
Aging
Consumer affairs
Consumer credit
Fraud offenses and financial crimes
Right of privacy
Telephone and wireless communication
RING Act of 2021
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 25, 2021
Referred to the House Committee on Financial Services.
May 25, 2021
Introduced in House
Ask about this bill
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Plain-English summary
Reporting Instances of Non-authorized Grift Act of 2021 or the RING Act of 2021
This bill requires creditors to establish a hotline for assisting consumers who are 50 years of age or older to resolve billing errors and mitigate fraud.
What's happening now
Referred to the House Committee on Financial Services.
Bill text
1 version
- Introduced in House Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Cite this page
U.S. Congress. (2026). H.R. 3489: RING Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-3489/
"H.R. 3489: RING Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-3489/.
H.R. 3489, 117th Cong. (2026), https://openamerica.io/bill/117-HR-3489/.
[H.R. 3489: RING Act of 2021](https://openamerica.io/bill/117-HR-3489/)