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Improving Language Access in Mortgage Servicing Act of 2021

Introduced: May 7, 2021 Introduced by: Garcia, Sylvia R. Democratic · Texas See on congress.gov
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 Everywhere this bill has been 8 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 15, 2022
Placed on the Union Calendar, Calendar No. 281.
Jun 15, 2022
Committee on Veterans' Affairs discharged.
Jun 15, 2022
Reported (Amended) by the Committee on Financial Services. H. Rept. 117-370, Part I.
Jul 26, 2021
Referred to the Subcommittee on Economic Opportunity.
May 12, 2021
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 29 - 24.
May 12, 2021
Committee Consideration and Mark-up Session Held.
May 7, 2021
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
May 7, 2021
Introduced in House
 Plain-English summary Congressional Research Service

Improving Language Access in Mortgage Servicing Act of 2021

This bill establishes language translation requirements related to residential mortgage applications and servicing.

The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan.

Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available.

The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage.

What's happening now June 15, 2022

Placed on the Union Calendar, Calendar No. 281.

 Committees of jurisdiction 3
 Cosponsors 1
All 1 Democratic 1