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HR 3009 117th Congress House Finance and Financial Sector Administrative law and regulatory procedures Advisory bodies Congressional oversight Consumer Financial Protection Bureau Consumer credit Foreign language and bilingual programs Government information and archives Government studies and investigations Housing finance and home ownership

Improving Language Access in Mortgage Servicing Act of 2021

Introduced: May 7, 2021 Introduced by: Garcia, Sylvia R. Democratic · Texas See on congress.gov
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 8 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 15, 2022
Placed on the Union Calendar, Calendar No. 281.
Jun 15, 2022
Committee on Veterans' Affairs discharged.
Jun 15, 2022
Reported (Amended) by the Committee on Financial Services. H. Rept. 117-370, Part I.
Jul 26, 2021
Referred to the Subcommittee on Economic Opportunity.
May 12, 2021
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 29 - 24.
May 12, 2021
Committee Consideration and Mark-up Session Held.
May 7, 2021
Introduced in House
May 7, 2021
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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 Plain-English summary Congressional Research Service

Improving Language Access in Mortgage Servicing Act of 2021

This bill establishes language translation requirements related to residential mortgage applications and servicing.

The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan.

Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available.

The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage.

What's happening now June 15, 2022

Placed on the Union Calendar, Calendar No. 281.

 Related & companion bills 1
  • HR 2543 Related bill Financial Services Racial Equity, Inclusion, and Economic Justice Act
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 1
All 1 Democratic 1
D
Green, Al
Texas · May 12, 2021
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3009: Improving Language Access in Mortgage Servicing Act of 2021. 117th Congress. Open America. https://openamerica.io/bill/117-HR-3009/
MLA
"H.R. 3009: Improving Language Access in Mortgage Servicing Act of 2021." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-3009/.
Bluebook (legal)
H.R. 3009, 117th Cong. (2026), https://openamerica.io/bill/117-HR-3009/.
Markdown link
[H.R. 3009: Improving Language Access in Mortgage Servicing Act of 2021](https://openamerica.io/bill/117-HR-3009/)
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