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HR 2537 117th Congress House Finance and Financial Sector Consumer credit Debt collection Health care costs and insurance

Consumer Protection for Medical Debt Collections Act

Introduced: April 14, 2021 Introduced by: Tlaib, Rashida Democratic · Michigan See on congress.gov
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 14, 2021
Referred to the House Committee on Financial Services.
Apr 14, 2021
Introduced in House
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 Plain-English summary Congressional Research Service

Consumer Protection for Medical Debt Collections Act

This bill restricts the inclusion of medical debt on a consumer credit report.

A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.

A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.

Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.

What's happening now April 14, 2021

Referred to the House Committee on Financial Services.

 Related & companion bills 1
  • HR 2547 Related bill Comprehensive Debt Collection Improvement Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2537: Consumer Protection for Medical Debt Collections Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-2537/
MLA
"H.R. 2537: Consumer Protection for Medical Debt Collections Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-2537/.
Bluebook (legal)
H.R. 2537, 117th Cong. (2026), https://openamerica.io/bill/117-HR-2537/.
Markdown link
[H.R. 2537: Consumer Protection for Medical Debt Collections Act](https://openamerica.io/bill/117-HR-2537/)
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