Skip to main content
HR 166 117th Congress House Finance and Financial Sector Age discrimination Banking and financial institutions regulation Business ethics Census and government statistics Civil actions and liability Consumer Financial Protection Bureau Consumer affairs Consumer credit Executive agency funding and structure Racial and ethnic relations Sex, gender, sexual orientation discrimination

Fair Lending for All Act

Introduced: January 4, 2021 Introduced by: Green, Al Democratic · Texas See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 7, 2022
Placed on the Union Calendar, Calendar No. 263.
Jun 7, 2022
Reported (Amended) by the Committee on Financial Services. H. Rept. 117-349.
May 12, 2021
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 28 - 24.
May 12, 2021
Committee Consideration and Mark-up Session Held.
Jan 4, 2021
Referred to the House Committee on Financial Services.
Jan 4, 2021
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Fair Lending for All Act

This bill modifies provisions related to prohibited credit discrimination.

The bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination with respect to credit transactions. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)

The bill establishes criminal penalties for violations of prohibited credit discrimination.

The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

What's happening now June 7, 2022

Placed on the Union Calendar, Calendar No. 263.

 Related & companion bills 1
  • HR 2543 Related bill Financial Services Racial Equity, Inclusion, and Economic Justice Act
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 166: Fair Lending for All Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-166/
MLA
"H.R. 166: Fair Lending for All Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-166/.
Bluebook (legal)
H.R. 166, 117th Cong. (2026), https://openamerica.io/bill/117-HR-166/.
Markdown link
[H.R. 166: Fair Lending for All Act](https://openamerica.io/bill/117-HR-166/)
Report a problem