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HR 162 117th Congress House Housing and Community Development Cardiovascular and respiratory health Emergency medical services and trauma care Government lending and loan guarantees Housing finance and home ownership Infectious and parasitic diseases Interest, dividends, interest rates

To amend the CARES Act to provide for repayment terms for mortgages in forbearance, and for other purposes.

Introduced: January 4, 2021 Introduced by: Soto, Darren Democratic · Florida See on congress.gov
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This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 4, 2021
Introduced in House
Jan 4, 2021
Referred to the House Committee on Financial Services.
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 Plain-English summary Congressional Research Service

This bill establishes repayment terms for federally-related mortgages in forbearance as part of existing COVID-19 (i.e., coronavirus disease 2019) economic aid programs. Specifically, the term of such a mortgage must be extended for the same length of time as the length of the forbearance. Additionally, the payments due during the forbearance must be evenly distributed across future payments with no additional interest or fees beyond amounts otherwise due had the borrower made such payments on time and in full.

What's happening now January 4, 2021

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 162: To amend the CARES Act to provide for repayment terms for mortgages in forbearance, and for other purposes.. 117th Congress. Open America. https://openamerica.io/bill/117-HR-162/
MLA
"H.R. 162: To amend the CARES Act to provide for repayment terms for mortgages in forbearance, and for other purposes.." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-162/.
Bluebook (legal)
H.R. 162, 117th Cong. (2026), https://openamerica.io/bill/117-HR-162/.
Markdown link
[H.R. 162: To amend the CARES Act to provide for repayment terms for mortgages in forbearance, and for other purposes.](https://openamerica.io/bill/117-HR-162/)
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