HR 1270
117th Congress
House
Finance and Financial Sector
Administrative law and regulatory procedures
Civil actions and liability
Federal district courts
Fraud offenses and financial crimes
Legal fees and court costs
Life, casualty, property insurance
Motor vehicles
State and local courts
State and local government operations
PAID Act
Introduced: February 23, 2021
Introduced by:
Watson Coleman, Bonnie
Democratic
· New Jersey
See on congress.gov
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 24, 2021
Referred to the Subcommittee on Consumer Protection and Commerce.
Feb 23, 2021
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Feb 23, 2021
Introduced in House
Plain-English summary
Prohibit Auto Insurance Discrimination Act or the PAID Act
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
- gender,
- employment status,
- zip code,
- census tract,
- marital status, and
- credit score.
Automobile insurers must make underwriting rules and rate filings available to the public.
The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
What's happening now
Referred to the Subcommittee on Consumer Protection and Commerce.
Committees of jurisdiction
3