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HR 1270 117th Congress House Finance and Financial Sector Administrative law and regulatory procedures Civil actions and liability Federal district courts Fraud offenses and financial crimes Legal fees and court costs Life, casualty, property insurance Motor vehicles State and local courts State and local government operations

PAID Act

Introduced: February 23, 2021 Introduced by: Watson Coleman, Bonnie Democratic · New Jersey See on congress.gov
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 24, 2021
Referred to the Subcommittee on Consumer Protection and Commerce.
Feb 23, 2021
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Feb 23, 2021
Introduced in House
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 Plain-English summary Congressional Research Service

Prohibit Auto Insurance Discrimination Act or the PAID Act

This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include

  • gender,
  • employment status,
  • zip code,
  • census tract,
  • marital status, and
  • credit score.

Automobile insurers must make underwriting rules and rate filings available to the public.

The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.

What's happening now February 24, 2021

Referred to the Subcommittee on Consumer Protection and Commerce.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1270: PAID Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-1270/
MLA
"H.R. 1270: PAID Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-1270/.
Bluebook (legal)
H.R. 1270, 117th Cong. (2026), https://openamerica.io/bill/117-HR-1270/.
Markdown link
[H.R. 1270: PAID Act](https://openamerica.io/bill/117-HR-1270/)
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