PAID Act
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Prohibit Auto Insurance Discrimination Act or the PAID Act
This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include
- gender,
- employment status,
- zip code,
- census tract,
- marital status, and
- credit score.
Automobile insurers must make underwriting rules and rate filings available to the public.
The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice.
Referred to the Subcommittee on Consumer Protection and Commerce.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 1270: PAID Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-1270/
"H.R. 1270: PAID Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-1270/.
H.R. 1270, 117th Cong. (2026), https://openamerica.io/bill/117-HR-1270/.
[H.R. 1270: PAID Act](https://openamerica.io/bill/117-HR-1270/)