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S 4325 116th Congress Senate Finance and Financial Sector Administrative law and regulatory procedures Banking and financial institutions regulation Consumer Financial Protection Bureau Consumer credit Insurance industry and regulation

Business of Insurance Regulatory Reform Act of 2020

Introduced: July 27, 2020 Introduced by: Scott, Tim Republican · South Carolina See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 27, 2020
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jul 27, 2020
Introduced in Senate
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 Plain-English summary Congressional Research Service

Business of Insurance Regulatory Reform Act of 2020

This bill revises the authority of the Consumer Financial Protection Bureau (CFPB) over activities regulated by a state insurance regulator. The CFPB may not pursue enforcement against any person regulated by a state insurance regulator and offering a consumer financial product or service, to the extent that person is engaged in the business of insurance. If a person engaged in the business of insurance is regulated by a state insurance regulator but otherwise subject to the CFPB's enforcement authority, the CFPB must construe its authority narrowly.

What's happening now July 27, 2020

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 4325: Business of Insurance Regulatory Reform Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-S-4325/
MLA
"S. 4325: Business of Insurance Regulatory Reform Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-4325/.
Bluebook (legal)
S. 4325, 116th Cong. (2026), https://openamerica.io/bill/116-S-4325/.
Markdown link
[S. 4325: Business of Insurance Regulatory Reform Act of 2020](https://openamerica.io/bill/116-S-4325/)
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