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HR 8974 116th Congress House Finance and Financial Sector Housing finance and home ownership Insurance industry and regulation Life, casualty, property insurance

FHA Fairness Act

Introduced: December 16, 2020 Introduced by: Aguilar, Pete Democratic · California See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 16, 2020
Referred to the House Committee on Financial Services.
Dec 16, 2020
Introduced in House
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 Plain-English summary Congressional Research Service

FHA Fairness Act

This bill increases the mortgage limit for federal mortgage insurance eligibility for homes in certain cities and counties. Specifically, this increase applies to metropolitan cities and urban counties with higher housing costs that have experienced a decrease in home values over a specified time period.

What's happening now December 16, 2020

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 8974: FHA Fairness Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-8974/
MLA
"H.R. 8974: FHA Fairness Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-8974/.
Bluebook (legal)
H.R. 8974, 116th Cong. (2026), https://openamerica.io/bill/116-HR-8974/.
Markdown link
[H.R. 8974: FHA Fairness Act](https://openamerica.io/bill/116-HR-8974/)
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