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H.R. 8316 116th Congress House

Coronavirus E-BD Act of 2020

Official title: To direct the Secretary of Education to provide relief to borrowers of student loans for whom the Department of Education found misrepresentation by the instit… Show full official titleShow less

Official title: To direct the Secretary of Education to provide relief to borrowers of student loans for whom the Department of Education found misrepresentation by the institution of higher education or a State attorney general has asserted a right to borrower defense discharge.

Introduced: September 18, 2020 Introduced by: Mark Takano Democratic · California See on congress.gov
Education Civil actions and liabilityConsumer creditEmployee hiringFraud offenses and financial crimes
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Government information and archivesGovernment lending and loan guaranteesHigher educationState and local government operationsStudent aid and college costs
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 18, 2020
Referred to the House Committee on Education and Labor.
Sep 18, 2020
Introduced in House
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 Latest action September 18, 2020

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Coronavirus Emergency Borrower Defense Act of 2020 or the Coronavirus E-BD Act of 2020

This bill requires the Department of Education (ED) to discharge, within 30 days, the federal student loan debt of three categories of borrowers.

Specifically, ED must discharge the federal student loan debt of a borrower (1) who is covered by ED findings against an institution of higher education (IHE) for job placement rate misrepresentation; (2) for whom a state attorney general has asserted a right to borrower defense discharge; or (3) who was subject to a misrepresentation made by the IHE related to guaranteed employment or transferability of credits, and who has asserted such misrepresentation in a borrower defense application.

ED must reimburse a borrower for amounts paid toward the federal student loan.

The bill also requires ED to (1) notify borrowers of loan relief and eligibility for financial aid, and (2) report loan discharge to consumer reporting agencies.

Finally, ED must initiate a proceeding to require the IHE whose act or omission resulted in loan discharge to repay ED for such amounts.

 Related & companion bills 1
  • S 3745 Identical bill Coronavirus E-BD Act of 2020
 Bill text 1 version

Source documents hosted by congress.gov.

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APA
U.S. Congress. (2026). H.R. 8316: Coronavirus E-BD Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-8316/
MLA
"H.R. 8316: Coronavirus E-BD Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-8316/.
Bluebook (legal)
H.R. 8316, 116th Cong. (2026), https://openamerica.io/bill/116-HR-8316/.
Markdown link
[H.R. 8316: Coronavirus E-BD Act of 2020](https://openamerica.io/bill/116-HR-8316/)
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