HOMES Act of 2020
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Helping Owners Maintain Economic Security Act of 2020 or the HOMES Act of 2020
This bill requires servicers of federally-backed mortgage loans to notify borrowers of their eligibility for loan forbearance under existing COVID-19 (i.e., coronavirus disease 2019) economic aid programs. Servicers must provide notice not later than 30 days after enactment. Servicers are exempted from providing notice to borrowers who have previously requested forbearance.
Federal housing agencies must make available to servicers model notices no later than 7 days after enactment.
Referred to the Subcommittee on Economic Opportunity.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 7858: HOMES Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-7858/
"H.R. 7858: HOMES Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-7858/.
H.R. 7858, 116th Cong. (2026), https://openamerica.io/bill/116-HR-7858/.
[H.R. 7858: HOMES Act of 2020](https://openamerica.io/bill/116-HR-7858/)