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HR 6795 116th Congress House Finance and Financial Sector Cardiovascular and respiratory health Civil actions and liability Consumer credit Credit and credit markets Debt collection Emergency medical services and trauma care Infectious and parasitic diseases

To prohibit confessions of judgment in connection with the extension of covered credit or creation of covered debt, and for other purposes.

Introduced: May 8, 2020 Introduced by: Velázquez, Nydia M. Democratic · New York See on congress.gov
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 8, 2020
Referred to the House Committee on Financial Services.
May 8, 2020
Introduced in House
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 Plain-English summary Congressional Research Service

This bill prohibits a confession of judgment or similar agreement as a condition to a loan or extension of credit of $2 million or less during the COVID-19 (i.e., coronavirus disease 2019) emergency period and for 120 days following. (A confession of judgment is an agreement to a judgment of liability without notice and opportunity to be heard in court in the event of the default of a borrower.)

What's happening now May 8, 2020

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 6795: To prohibit confessions of judgment in connection with the extension of covered credit or creation of covered debt, and for other purposes.. 116th Congress. Open America. https://openamerica.io/bill/116-HR-6795/
MLA
"H.R. 6795: To prohibit confessions of judgment in connection with the extension of covered credit or creation of covered debt, and for other purposes.." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-6795/.
Bluebook (legal)
H.R. 6795, 116th Cong. (2026), https://openamerica.io/bill/116-HR-6795/.
Markdown link
[H.R. 6795: To prohibit confessions of judgment in connection with the extension of covered credit or creation of covered debt, and for other purposes.](https://openamerica.io/bill/116-HR-6795/)
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