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HR 6497 116th Congress House Finance and Financial Sector Congressional oversight Corporate finance and management Disaster relief and insurance Emergency medical services and trauma care Employee benefits and pensions Government studies and investigations Health care costs and insurance Infectious and parasitic diseases Insurance industry and regulation Life, casualty, property insurance State and local government operations Unemployment

Never Again Small Business Protection Act of 2020

Introduced: April 14, 2020 Introduced by: Fitzpatrick, Brian K. Republican · Pennsylvania See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 14, 2020
Referred to the House Committee on Financial Services.
Apr 14, 2020
Introduced in House
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 Plain-English summary Congressional Research Service

Never Again Small Business Protection Act of 2020

This bill requires that insurers offering business interruption coverage must offer additional coverage for losses that result from business interruption due to a government order to close during a national emergency.

This coverage does not apply to losses incurred by an otherwise qualified business if that business involuntarily terminated the health care or the employment of an employee during the national emergency period.

An insurer may exclude this additional coverage from a contract for business interruption coverage if the insured agrees in writing, or if the insured fails to pay the corresponding premium increase.

This bill is effective only upon certification by the Department of the Treasury that a federal backstop exists to serve as a mechanism to reinsure insurers against excessive losses as a result of these requirements.

What's happening now April 14, 2020

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 5
All 5 Democratic 4
D
Cohen, Steve
Tennessee · May 12, 2020
 D
Harder, Josh
California · May 1, 2020
 D
Cisneros, Gilbert Ray
California · Apr 14, 2020
Hurd, Will
· Apr 14, 2020
 D
Suozzi, Thomas R.
New York · Apr 14, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6497: Never Again Small Business Protection Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-6497/
MLA
"H.R. 6497: Never Again Small Business Protection Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-6497/.
Bluebook (legal)
H.R. 6497, 116th Cong. (2026), https://openamerica.io/bill/116-HR-6497/.
Markdown link
[H.R. 6497: Never Again Small Business Protection Act of 2020](https://openamerica.io/bill/116-HR-6497/)
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