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HR 6494 116th Congress House Finance and Financial Sector Contracts and agency Electric power generation and transmission Emergency medical services and trauma care Emergency planning and evacuation Federal preemption Infectious and parasitic diseases Insurance industry and regulation Life, casualty, property insurance Public utilities and utility rates State and local government operations

Business Interruption Insurance Coverage Act of 2020

Introduced: May 8, 2020 Introduced by: Thompson, Mike Democratic · California See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 14, 2020
Referred to the House Committee on Financial Services.
Apr 14, 2020
Introduced in House
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 Plain-English summary Congressional Research Service

Business Interruption Insurance Coverage Act of 2020

This bill requires insurers that provide business interruption coverage to insure as part of this coverage losses from a viral pandemic, a government-ordered business closure or evacuation, or a power disruption conducted for public safety purposes.

The bill also nullifies provisions in a business interruption insurance contract in force on the date of enactment that exclude such an event from coverage. An insurer may reinstate such an exclusion if (1) the insured authorizes the reinstatement in writing, or (2) the insured fails to pay the corresponding premium increase after adequate notice by the insurer of such an increase.

What's happening now April 14, 2020

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 6
All 6 Democratic 4
D
Cohen, Steve
Tennessee · May 8, 2020
Crist, Charlie
· May 8, 2020
 D
Khanna, Ro
California · May 1, 2020
 D
Cisneros, Gilbert Ray
California · Apr 14, 2020
 D
Garamendi, John
California · Apr 14, 2020
McNerney, Jerry
· Apr 14, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6494: Business Interruption Insurance Coverage Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-6494/
MLA
"H.R. 6494: Business Interruption Insurance Coverage Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-6494/.
Bluebook (legal)
H.R. 6494, 116th Cong. (2026), https://openamerica.io/bill/116-HR-6494/.
Markdown link
[H.R. 6494: Business Interruption Insurance Coverage Act of 2020](https://openamerica.io/bill/116-HR-6494/)
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