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H.R. 6378 116th Congress House

Interagency Pandemic Guidance for Consumers Act

Official title: To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pand… Show full official titleShow less

Official title: To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes.

Introduced: May 5, 2020 See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationCongressional oversightConsumer Financial Protection BureauConsumer credit
More subjectsShow fewer subjects
Debt collectionDepartment of AgricultureDepartment of Housing and Urban DevelopmentDisaster relief and insuranceEmergency medical services and trauma careFederal Deposit Insurance Corporation (FDIC)Federal Housing Finance AgencyFederal Reserve SystemFinancial crises and stabilizationGovernment information and archivesInfectious and parasitic diseasesNational Credit Union AdministrationWages and earnings
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 23, 2020
Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Mar 23, 2020
Introduced in House
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 Latest action March 23, 2020

Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Plain-English summary Congressional Research Service

Interagency Pandemic Guidance for Consumers Act

This bill directs financial regulators to issue interagency guidance regarding consumer debt relief options (e.g., deferment, forbearance, and affordable payment plans) in the event of a major disaster or pandemic. Financial regulators must also test financial institutions' response to a pandemic or major disaster every five years and report the results to Congress.

 Related & companion bills 2
  • HR 6379 Workforce Emergency Response Act of 2020
  • HR 6321 Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Waters, Maxine
California · May 5, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6378: Interagency Pandemic Guidance for Consumers Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-6378/
MLA
"H.R. 6378: Interagency Pandemic Guidance for Consumers Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-6378/.
Bluebook (legal)
H.R. 6378, 116th Cong. (2026), https://openamerica.io/bill/116-HR-6378/.
Markdown link
[H.R. 6378: Interagency Pandemic Guidance for Consumers Act](https://openamerica.io/bill/116-HR-6378/)
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