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HR 6332 116th Congress House Finance and Financial Sector Alternative dispute resolution, mediation, arbitration Bank accounts, deposits, capital Cardiovascular and respiratory health Civil actions and liability Consumer credit Debt collection Emergency medical services and trauma care Executive agency funding and structure Federal Reserve System Foreign language and bilingual programs Infectious and parasitic diseases Interest, dividends, interest rates Landlord and tenant Postal service Public utilities and utility rates Telephone and wireless communication Wages and earnings

Relief for Consumers During COVID–19 Act of 2020

Introduced: March 23, 2020 Introduced by: Beatty, Joyce Democratic · Ohio See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 23, 2020
Referred to the House Committee on Financial Services.
Mar 23, 2020
Introduced in House
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 Plain-English summary Congressional Research Service

Relief for Consumers During COVID-19 Act of 2020

This bill places restrictions on the collection of consumer debts during the COVID-19 (i.e., coronavirus disease 2019) emergency period. Among other things, debt collectors may not during such a period

  • enforce a security interest through a repossession or foreclosure,
  • commence or continue litigation to collect a debt,
  • terminate utility service,
  • seize assets,
  • commence or continue an eviction, or
  • charge fees or apply a higher interest rate as a result of nonpayment.

After such a period, debt collectors must provide certain repayment options including extending the repayment period for debts.

Violations of these provisions are subject to civil enforcement.

The Federal Reserve Board must establish a facility to compensate financial institutions for losses caused by the suspension of payments.

What's happening now March 23, 2020

Referred to the House Committee on Financial Services.

 Related & companion bills 3
  • HR 6321 Related bill Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act
  • HR 6361 Related bill Relief for Small Businesses and Nonprofits Act
  • HR 6379 Related bill Workforce Emergency Response Act of 2020
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Waters, Maxine
California · May 5, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6332: Relief for Consumers During COVID–19 Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-6332/
MLA
"H.R. 6332: Relief for Consumers During COVID–19 Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-6332/.
Bluebook (legal)
H.R. 6332, 116th Cong. (2026), https://openamerica.io/bill/116-HR-6332/.
Markdown link
[H.R. 6332: Relief for Consumers During COVID–19 Act of 2020](https://openamerica.io/bill/116-HR-6332/)
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