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HR 5934 116th Congress House Finance and Financial Sector Alternative dispute resolution, mediation, arbitration Civil actions and liability Debt collection

SCAM Debt Act

Introduced: February 21, 2020 Introduced by: Bonamici, Suzanne Democratic · Oregon See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 21, 2020
Referred to the House Committee on Financial Services.
Feb 21, 2020
Introduced in House
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 Plain-English summary Congressional Research Service

Securing Consumers Against Misrepresented Debt Act of 2020 or the SCAM Debt Act

This bill provides additional requirements for debt collectors when taking legal action to collect a debt. Among other things, debt collectors must provide advance notice to the consumer of the intent to take legal action, and provide in the initial pleading certain evidence regarding the debt and a sworn affidavit stating that the statute of limitations has not expired.

The bill also sets forth additional information a debt collector must provide to a consumer regarding the debt.

What's happening now February 21, 2020

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 5
All 5 Democratic 5
D
Lynch, Stephen F.
Massachusetts · May 5, 2020
 D
McGovern, James P.
Massachusetts · Apr 23, 2020
 D
Norton, Eleanor Holmes
District of Columbia · Apr 23, 2020
 D
Cohen, Steve
Tennessee · Feb 21, 2020
 D
Foster, Bill
Illinois · Feb 21, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5934: SCAM Debt Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-5934/
MLA
"H.R. 5934: SCAM Debt Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-5934/.
Bluebook (legal)
H.R. 5934, 116th Cong. (2026), https://openamerica.io/bill/116-HR-5934/.
Markdown link
[H.R. 5934: SCAM Debt Act](https://openamerica.io/bill/116-HR-5934/)
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