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HR 5614 116th Congress House Finance and Financial Sector Banking and financial institutions regulation Congressional oversight Credit and credit markets Government studies and investigations Housing finance and home ownership Licensing and registrations Real estate business

Affordable Homeownership Access Act

Introduced: March 12, 2020 Introduced by: Gonzalez, Vicente Democratic · Texas See on congress.gov
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 15, 2020
Referred to the House Committee on Financial Services.
Jan 15, 2020
Introduced in House
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 Plain-English summary Congressional Research Service

Affordable Homeownership Access Act

This bill exempts from certain mortgage licensing and registration requirements a person (other than a depository institution) who engages in seller financing. Seller financers (1) originate a limited number of mortgage loans in a year that are each under a certain value, and (2) only originate mortgages with respect to property owned by the seller financer.

What's happening now January 15, 2020

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5614: Affordable Homeownership Access Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-5614/
MLA
"H.R. 5614: Affordable Homeownership Access Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-5614/.
Bluebook (legal)
H.R. 5614, 116th Cong. (2026), https://openamerica.io/bill/116-HR-5614/.
Markdown link
[H.R. 5614: Affordable Homeownership Access Act](https://openamerica.io/bill/116-HR-5614/)
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