Skip to main content
H.R. 5330 116th Congress House

Consumer Protection for Medical Debt Collections Act

Official title: To amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with m… Show full official titleShow less

Official title: To amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, to prohibit consumer reporting agencies from issuing consumer reports containing information about debts related to medically necessary procedure, about and for other purposes.

Introduced: December 5, 2019 Introduced by: Rashida Tlaib Democratic · Michigan See on congress.gov
Finance and Financial Sector Consumer creditDebt collectionHealth care costs and insurance
Sign in to write a letter Sign in to watch
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 7 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 15, 2020
Placed on the Union Calendar, Calendar No. 537.
Dec 15, 2020
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-653.
Dec 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 24.
Dec 11, 2019
Committee Consideration and Mark-up Session Held.
Dec 10, 2019
Committee Consideration and Mark-up Session Held.
Dec 5, 2019
Referred to the House Committee on Financial Services.
Dec 5, 2019
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action December 15, 2020

Placed on the Union Calendar, Calendar No. 537.

 Plain-English summary Congressional Research Service

Consumer Protection for Medical Debt Collections Act

This bill restricts the inclusion of medical debt on a consumer credit report.

A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.

A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.

Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.

 Related & companion bills 1
  • S 1581 Medical Debt Relief Act of 2019
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5330: Consumer Protection for Medical Debt Collections Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-5330/
MLA
"H.R. 5330: Consumer Protection for Medical Debt Collections Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-5330/.
Bluebook (legal)
H.R. 5330, 116th Cong. (2026), https://openamerica.io/bill/116-HR-5330/.
Markdown link
[H.R. 5330: Consumer Protection for Medical Debt Collections Act](https://openamerica.io/bill/116-HR-5330/)
Report a problem