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H.R. 4747 116th Congress House

Making College More Affordable Act

Official title: To carry out an income-contingent repayment program for Federal Interest Free Education Loans for undergraduate students, and for other purposes.

Introduced: October 18, 2019 See on congress.gov
Education Government lending and loan guaranteesHigher educationInterest, dividends, interest ratesStudent aid and college costsWages and earnings
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 18, 2019
Referred to the House Committee on Education and Labor.
Oct 18, 2019
Introduced in House
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 Latest action October 18, 2019

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Making College More Affordable Act

This bill creates federal interest-free education loans for undergraduate students. The loans must have the same terms and conditions and benefits to borrowers as federal direct Stafford Loans. Interest on these loans may only accrue during periods when a borrower is not earning taxable income due to professional negligence, professional incompetence, or malicious action on the part of the borrower.

The Department of Education (ED) must carry out a repayment plan program for the interest-free loans under which loans payments are automatically withheld from the pre-tax income of the borrower.

ED must cancel any outstanding balance of principal or interest due on those interest-free loans made to a borrower who has made 300 monthly payments. The borrower must be taxed on the amount canceled. Those taxes must be applied to carry out the federal direct loan program.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Democratic 1
D
Schakowsky, Janice D.
Illinois · Oct 18, 2019
SERRANO, JOSE
· Oct 18, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4747: Making College More Affordable Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4747/
MLA
"H.R. 4747: Making College More Affordable Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4747/.
Bluebook (legal)
H.R. 4747, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4747/.
Markdown link
[H.R. 4747: Making College More Affordable Act](https://openamerica.io/bill/116-HR-4747/)
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