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HR 4670 116th Congress House Education Administrative law and regulatory procedures Department of Education Education of the disadvantaged Government lending and loan guarantees Higher education Interest, dividends, interest rates Student aid and college costs

Simplifying Student Loans Act

Introduced: October 11, 2019 See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 11, 2019
Referred to the House Committee on Education and Labor.
Oct 11, 2019
Introduced in House
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 Plain-English summary Congressional Research Service

Simplifying Student Loans Act

This bill phases out existing repayment plans for federal student loans and replaces them with one fixed repayment plan and one income-based repayment plan.

Under current law, a borrower may choose among eight plans for student loan repayment, such as standard repayment, extended repayment, and income-contingent repayment.

The Department of Education must offer all borrowers a choice between the two new plans and allow borrowers of loans made prior to a date certain the option of continuing repayment under their original plan or electing to repay under one of the new plans.

What's happening now October 11, 2019

Referred to the House Committee on Education and Labor.

 Related & companion bills 1
  • HR 4674 Related bill College Affordability Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Democratic 2
D
Soto, Darren
Florida · Oct 23, 2019
 D
Hayes, Jahana
Connecticut · Oct 11, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4670: Simplifying Student Loans Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4670/
MLA
"H.R. 4670: Simplifying Student Loans Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4670/.
Bluebook (legal)
H.R. 4670, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4670/.
Markdown link
[H.R. 4670: Simplifying Student Loans Act](https://openamerica.io/bill/116-HR-4670/)
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