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H.R. 4670 116th Congress House

Simplifying Student Loans Act

Official title: To amend the Higher Education Act of 1965 to establish an income-based repayment for new loans on and after July 1, 2021, and for borrowers who enter income-ba… Show full official titleShow less

Official title: To amend the Higher Education Act of 1965 to establish an income-based repayment for new loans on and after July 1, 2021, and for borrowers who enter income-based repayment after June 30, 2021, and for other purposes.

Introduced: October 23, 2019 See on congress.gov
Education Administrative law and regulatory proceduresDepartment of EducationEducation of the disadvantagedGovernment lending and loan guarantees
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Higher educationInterest, dividends, interest ratesStudent aid and college costs
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 11, 2019
Referred to the House Committee on Education and Labor.
Oct 11, 2019
Introduced in House
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 Latest action October 11, 2019

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Simplifying Student Loans Act

This bill phases out existing repayment plans for federal student loans and replaces them with one fixed repayment plan and one income-based repayment plan.

Under current law, a borrower may choose among eight plans for student loan repayment, such as standard repayment, extended repayment, and income-contingent repayment.

The Department of Education must offer all borrowers a choice between the two new plans and allow borrowers of loans made prior to a date certain the option of continuing repayment under their original plan or electing to repay under one of the new plans.

 Related & companion bills 1
  • HR 4674 College Affordability Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 2
All 2 Democratic 2
D
Soto, Darren
Florida · Oct 23, 2019
 D
Hayes, Jahana
Connecticut · Oct 11, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4670: Simplifying Student Loans Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4670/
MLA
"H.R. 4670: Simplifying Student Loans Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4670/.
Bluebook (legal)
H.R. 4670, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4670/.
Markdown link
[H.R. 4670: Simplifying Student Loans Act](https://openamerica.io/bill/116-HR-4670/)
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