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HR 4604 116th Congress House Finance and Financial Sector Banking and financial institutions regulation Commodities markets

Small Financial Institution Certainty Act

Introduced: October 4, 2019 Introduced by: Dunn, Neal P. Republican · Florida See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 16, 2019
Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit.
Oct 4, 2019
Introduced in House
Oct 4, 2019
Referred to the House Committee on Agriculture.
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 Plain-English summary Congressional Research Service

Small Financial Institution Certainty Act

This bill requires the Commodity Futures Trading Commission (CFTC) to exempt certain financial institutions from clearing requirements for commodity swaps. Specifically, the CFTC must exempt insured depository institutions, farm credit system institutions, credit unions, bank holding companies, and savings and loan holding companies that have less than $10 billion in assets. Currently, the CFTC has discretion regarding whether to exempt depository institutions, farm credit system institutions, and credit unions that have less than $10 billion in assets.

What's happening now October 16, 2019

Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 4604: Small Financial Institution Certainty Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4604/
MLA
"H.R. 4604: Small Financial Institution Certainty Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4604/.
Bluebook (legal)
H.R. 4604, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4604/.
Markdown link
[H.R. 4604: Small Financial Institution Certainty Act](https://openamerica.io/bill/116-HR-4604/)
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