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H.R. 4596 116th Congress House

Student Loan Advocacy Act

Official title: To improve service to students and other participants in the Federal student financial assistance programs, to establish the Office of the Borrower Advocate to… Show full official titleShow less

Official title: To improve service to students and other participants in the Federal student financial assistance programs, to establish the Office of the Borrower Advocate to replace the Student Loan Ombudsman, and for other purposes.

Introduced: October 1, 2019 Introduced by: Ilhan Omar Democratic · Minnesota See on congress.gov
Education Accounting and auditingCensus and government statisticsCongressional oversightConsumer affairs
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Department of EducationEducation programs fundingExecutive agency funding and structureGovernment employee pay, benefits, personnel managementGovernment information and archivesGovernment lending and loan guaranteesHigher educationPerformance measurementResearch administration and fundingRight of privacyStudent aid and college costsStudent records
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 1, 2019
Referred to the House Committee on Education and Labor.
Oct 1, 2019
Introduced in House
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 Latest action October 1, 2019

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Student Loan Advocacy Act

This bill revises the purpose, authority, and management of the Office of Federal Student Aid (FSA), and it establishes the Office of the Borrower Advocate within the FSA to assist borrowers in resolving certain problems.

The FSA is the performance-based organization responsible for managing the administrative and oversight functions supporting federal student aid programs. The bill places certain transparency, oversight, and accountability requirements (e.g., data collection, sharing, and publication) on the FSA, and it revises requirements related to the FSA's performance plan and reporting on such performance.

The bill also establishes the Office of the Borrower Advocate to replace the Student Loan Ombudsman that is currently responsible for informally resolving complaints from student loan borrowers. This office shall (1) assist student loan borrowers in resolving problems with the FSA; (2) compile, analyze, publish, and attempt to resolve borrowers' complaints; and (3) make recommendations with respect to federal student loan programs and the experiences of borrowers in repayment under such programs. The bill also places additional requirements on the office such as making certain student loan oversight information available to the public.

 Related & companion bills 2
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4596: Student Loan Advocacy Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4596/
MLA
"H.R. 4596: Student Loan Advocacy Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4596/.
Bluebook (legal)
H.R. 4596, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4596/.
Markdown link
[H.R. 4596: Student Loan Advocacy Act](https://openamerica.io/bill/116-HR-4596/)
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