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HR 4480 116th Congress House Commerce Business records Computer security and identity theft Congressional oversight Consumer credit Credit and credit markets Government studies and investigations

Small Business Credit Protection Act of 2019

Introduced: September 24, 2019 Introduced by: Steube, W. Gregory Republican · Florida See on congress.gov
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 24, 2019
Referred to the House Committee on Small Business.
Sep 24, 2019
Introduced in House
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 Plain-English summary Congressional Research Service

Small Business Credit Protection Act of 2019

This bill establishes requirements related to breaches of data belonging to small businesses.

Specifically, a consumer reporting agency must promptly report any breach of nonpublic small business data. In the event of a breach, a consumer reporting agency may not charge a small business for a credit report. Additionally, the Government Accountability Office must report on the economic harm to small businesses resulting from data breaches at consumer reporting agencies.

What's happening now September 24, 2019

Referred to the House Committee on Small Business.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4480: Small Business Credit Protection Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4480/
MLA
"H.R. 4480: Small Business Credit Protection Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4480/.
Bluebook (legal)
H.R. 4480, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4480/.
Markdown link
[H.R. 4480: Small Business Credit Protection Act of 2019](https://openamerica.io/bill/116-HR-4480/)
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