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HR 4384 116th Congress House Finance and Financial Sector Bank accounts, deposits, capital Banking and financial institutions regulation Interest, dividends, interest rates

Community Bank Deposit Access Act of 2019

Introduced: September 18, 2019 See on congress.gov
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 18, 2019
Referred to the House Committee on Financial Services.
Sep 18, 2019
Introduced in House
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 Plain-English summary Congressional Research Service

Community Bank Deposit Access Act of 2019

This bill specifies that certain custodial deposits shall not be considered to be brokered deposits, which are subject to additional regulatory requirements, including those related to liquidity. The bill generally defines a custodial deposit as a deposit made by a certain entity serving as an agent, trustee, or custodian at an insured depository institution for the purpose of providing deposit insurance for the benefit of a third party.

What's happening now September 18, 2019

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4384: Community Bank Deposit Access Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4384/
MLA
"H.R. 4384: Community Bank Deposit Access Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4384/.
Bluebook (legal)
H.R. 4384, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4384/.
Markdown link
[H.R. 4384: Community Bank Deposit Access Act of 2019](https://openamerica.io/bill/116-HR-4384/)
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