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H.R. 4328 116th Congress House

Protecting Innocent Consumers Affected by a Shutdown Act

Official title: To amend the Fair Credit Reporting Act to protect certain consumers affected by a shutdown, and for other purposes.

Introduced: September 13, 2019 Introduced by: Maxine Waters Democratic · California See on congress.gov
Finance and Financial Sector AppropriationsBusiness recordsConsumer creditDistrict of Columbia
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Employment discrimination and employee rightsExecutive agency funding and structureGovernment employee pay, benefits, personnel managementPublic contracts and procurement
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 8 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 8, 2020
Placed on the Union Calendar, Calendar No. 520.
Dec 8, 2020
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-635.
Sep 20, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 22.
Sep 20, 2019
Committee Consideration and Mark-up Session Held.
Sep 19, 2019
Committee Consideration and Mark-up Session Held.
Sep 18, 2019
Committee Consideration and Mark-up Session Held.
Sep 13, 2019
Referred to the House Committee on Financial Services.
Sep 13, 2019
Introduced in House
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 Latest action December 8, 2020

Placed on the Union Calendar, Calendar No. 520.

 Plain-English summary Congressional Research Service

Protecting Innocent Consumers Affected by a Shutdown Act

This bill prohibits credit reporting agencies from including on a credit report certain adverse information regarding certain employees affected by a government shutdown. It also provides for a database of consumers affected by a government shutdown and prohibits a report user from taking adverse action against an employee on the basis of information in a report or in the database.

 Related & companion bills 1
  • HR 3621 Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 4
All 4 Democratic 3
D
García, Jesús G. "Chuy"
Illinois · Sep 13, 2019
 D
Meeks, Gregory W.
New York · Sep 13, 2019
 D
Sherman, Brad
California · Sep 13, 2019
Wexton, Jennifer
· Sep 13, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4328: Protecting Innocent Consumers Affected by a Shutdown Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4328/
MLA
"H.R. 4328: Protecting Innocent Consumers Affected by a Shutdown Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4328/.
Bluebook (legal)
H.R. 4328, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4328/.
Markdown link
[H.R. 4328: Protecting Innocent Consumers Affected by a Shutdown Act](https://openamerica.io/bill/116-HR-4328/)
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