Skip to main content
HR 4047 116th Congress House Finance and Financial Sector Banking and financial institutions regulation Congressional oversight Consumer credit Government studies and investigations Intergovernmental relations

Open Banking Study Act of 2019

Introduced: July 25, 2019 Introduced by: Meeks, Gregory W. Democratic · New York See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 25, 2019
Referred to the House Committee on Financial Services.
Jul 25, 2019
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Open Banking Study Act of 2019

This bill directs the Federal Reserve Board, the Consumer Financial Protection Bureau, the Government Accountability Office, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to report jointly on their respective regulated entities' processes for third-party access to consumer-authorized financial data.

What's happening now July 25, 2019

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4047: Open Banking Study Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-4047/
MLA
"H.R. 4047: Open Banking Study Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-4047/.
Bluebook (legal)
H.R. 4047, 116th Cong. (2026), https://openamerica.io/bill/116-HR-4047/.
Markdown link
[H.R. 4047: Open Banking Study Act of 2019](https://openamerica.io/bill/116-HR-4047/)
Report a problem