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H.R. 3662 116th Congress House

Relief for Defrauded Students Act of 2019

Official title: To amend the Higher Education Act of 1965 to ensure that student borrowers are provided relief from their student loans in the instance of substantial misrepre… Show full official titleShow less

Official title: To amend the Higher Education Act of 1965 to ensure that student borrowers are provided relief from their student loans in the instance of substantial misrepresentation or omission by an institution of higher education.

Introduced: July 10, 2019 Introduced by: Lucy McBath Democratic · Georgia See on congress.gov
Education Administrative law and regulatory proceduresAdministrative remediesDepartment of EducationFraud offenses and financial crimes
More subjectsShow fewer subjects
Government lending and loan guaranteesHigher educationInterest, dividends, interest ratesStudent aid and college costs
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 17, 2019
Sponsor introductory remarks on measure. (CR H5983-5985)
Jul 10, 2019
Introduced in House
Jul 10, 2019
Referred to the House Committee on Education and Labor.
Jul 10, 2019
Sponsor introductory remarks on measure. (CR H5313)
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 Latest action July 17, 2019

Sponsor introductory remarks on measure. (CR H5983-5985)

 Plain-English summary Congressional Research Service

Relief for Defrauded Students Act of 2019

This bill provides statutory authority for specific borrower defenses to repayment under the Federal Direct Loan program.

Specifically, the bill allows a defense to repayment of a loan under the program if (1) the institution of higher education (IHE) made a substantial misrepresentation of the nature of its educational program, its financial charges, or the employability of its graduates; (2) the IHE made an act or omission in violation of state law; or (3) the IHE made any other act or omission as specified by the Department of Education (ED). Under current law, ED is required to specify in regulation which acts and omissions of an IHE may be asserted by a borrower as a defense to repayment under the program.

The bill requires ED, upon determination that a borrower is entitled to student loan relief, to cancel any outstanding balance of principal and interest due on each loan and return to the borrower the amount of any payments made on each loan.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 3662: Relief for Defrauded Students Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-3662/
MLA
"H.R. 3662: Relief for Defrauded Students Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-3662/.
Bluebook (legal)
H.R. 3662, 116th Cong. (2026), https://openamerica.io/bill/116-HR-3662/.
Markdown link
[H.R. 3662: Relief for Defrauded Students Act of 2019](https://openamerica.io/bill/116-HR-3662/)
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