HR 3622
116th Congress
House
Finance and Financial Sector
Administrative law and regulatory procedures
Aging
Computer security and identity theft
Consumer Financial Protection Bureau
Consumer affairs
Consumer credit
Contracts and agency
Crime victims
Debt collection
Fraud offenses and financial crimes
Government information and archives
Health care costs and insurance
Higher education
Housing finance and home ownership
Military personnel and dependents
Student aid and college costs
Restoring Unfairly Impaired Credit and Protecting Consumers Act
Everywhere this bill has been
6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 23, 2019
Placed on the Union Calendar, Calendar No. 287.
Dec 23, 2019
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.
Jul 11, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Jul 11, 2019
Committee Consideration and Mark-up Session Held.
Jul 5, 2019
Referred to the House Committee on Financial Services.
Jul 5, 2019
Introduced in House
Plain-English summary
Restoring Unfairly Impaired Credit and Protecting Consumers Act
This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by
- requiring removal of adverse information that resulted from specified fraudulent lending activity,
- shortening the time period adverse information stays on reports, and
- limiting the inclusion of certain medical debt on reports.
The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.
What's happening now
Placed on the Union Calendar, Calendar No. 287.
Committees of jurisdiction
1