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HR 3182 116th Congress House Finance and Financial Sector Accounting and auditing Administrative law and regulatory procedures Bank accounts, deposits, capital Banking and financial institutions regulation Business investment and capital Competition and antitrust Competitiveness, trade promotion, trade deficits Congressional oversight Consumer credit Economic performance and conditions Financial services and investments Government studies and investigations Securities and Exchange Commission (SEC) Small business

CECL Consumer Impact and Study Bill of 2019

Introduced: November 19, 2019 Introduced by: Gonzalez, Vicente Democratic · Texas See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 28, 2019
Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit.
Jun 10, 2019
Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jun 10, 2019
Introduced in House
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 Plain-English summary Congressional Research Service

CECL Consumer Impact and Study Bill of 2019

This bill directs the Securities and Exchange Commission and federal financial regulators to report on the implementation of the Current Expected Credit Losses (CECL) accounting standard and its impact on credit availability, capital requirements, financial institutions, and nonfinancial institutions. Required compliance with the CECL standard is delayed until one year after submission of this report.

What's happening now June 28, 2019

Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit.

 Related & companion bills 2
  • S 1564 Related bill Continued Encouragement for Consumer Lending Act
  • HR 6396 Related bill Responsible Relief for Americans Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 62
All 62 Democratic 7 Republican 32
Olson, Pete
· Mar 4, 2020
 R
Rose, John W.
Tennessee · Mar 4, 2020
 R
Crenshaw, Dan
Texas · Mar 3, 2020
 R
Smith, Jason
Missouri · Feb 26, 2020
 R
Timmons, William R.
South Carolina · Feb 26, 2020
Pence, Greg
· Jan 27, 2020
 R
Schweikert, David
Arizona · Dec 4, 2019
Hartzler, Vicky
· Nov 21, 2019
Walker, Mark
· Nov 19, 2019
Bishop, Dan
· Nov 13, 2019
 D
Case, Ed
Hawaii · Oct 29, 2019
Kirkpatrick, Ann
· Oct 29, 2019
YOUNG, DON
· Oct 29, 2019
Graves, Garret
· Oct 21, 2019
 R
Bergman, Jack
Michigan · Oct 15, 2019
Brooks, Mo
· Oct 15, 2019
Kuster, Ann
· Oct 15, 2019
Lesko, Debbie
· Oct 15, 2019
Mullin, Markwayne
· Sep 27, 2019
 D
Pappas, Chris
New Hampshire · Sep 27, 2019
 R
Bacon, Don
Nebraska · Sep 25, 2019
 R
Foxx, Virginia
North Carolina · Sep 25, 2019
Gianforte, Greg
· Sep 25, 2019
Jackson Lee, Sheila
· Sep 25, 2019
Flores, Bill
· Sep 17, 2019
 R
Griffith, H. Morgan
Virginia · Sep 17, 2019
 R
Hern, Kevin
Oklahoma · Sep 17, 2019
 R
Rouzer, David
North Carolina · Sep 17, 2019
 R
Johnson, Mike
Louisiana · Sep 10, 2019
 R
Wagner, Ann
Missouri · Sep 10, 2019
 D
Correa, J. Luis
California · Aug 2, 2019
 R
Smith, Adrian
Nebraska · Aug 2, 2019
 R
Westerman, Bruce
Arkansas · Jul 24, 2019
 R
Barr, Andy
Kentucky · Jul 22, 2019
 R
Higgins, Clay
Louisiana · Jul 22, 2019
 R
Rogers, Harold
Kentucky · Jul 22, 2019
 R
Steil, Bryan
Wisconsin · Jul 22, 2019
 R
Lucas, Frank D.
Oklahoma · Jul 16, 2019
 R
Crawford, Eric A. "Rick"
Arkansas · Jul 15, 2019
 R
Fitzpatrick, Brian K.
Pennsylvania · Jul 15, 2019
Stivers, Steve
· Jul 12, 2019
Wexton, Jennifer
· Jul 12, 2019
Meadows, Mark
· Jul 10, 2019
Posey, Bill
· Jul 10, 2019
 R
Womack, Steve
Arkansas · Jul 10, 2019
 D
Beatty, Joyce
Ohio · Jul 9, 2019
 R
Cole, Tom
Oklahoma · Jul 9, 2019
Abraham, Ralph
· Jul 2, 2019
Gonzalez, Anthony
· Jul 2, 2019
 R
Gooden, Lance
Texas · Jun 27, 2019
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Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3182: CECL Consumer Impact and Study Bill of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-HR-3182/
MLA
"H.R. 3182: CECL Consumer Impact and Study Bill of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-3182/.
Bluebook (legal)
H.R. 3182, 116th Cong. (2026), https://openamerica.io/bill/116-HR-3182/.
Markdown link
[H.R. 3182: CECL Consumer Impact and Study Bill of 2019](https://openamerica.io/bill/116-HR-3182/)
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