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HR 2824 116th Congress House Finance and Financial Sector Consumer credit Government information and archives User charges and fees

Fair Access to Credit Scores Act of 2019

Introduced: May 17, 2019 Introduced by: Cohen, Steve Democratic · Tennessee See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 17, 2019
Referred to the House Committee on Financial Services.
May 17, 2019
Introduced in House
 Plain-English summary Congressional Research Service

Fair Access to Credit Scores Act of 2019

This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.

Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.

What's happening now May 17, 2019

Referred to the House Committee on Financial Services.

 Committees of jurisdiction 1