HR 2324
116th Congress
House
Finance and Financial Sector
Age discrimination
Business records
Congressional oversight
Consumer credit
Credit and credit markets
Government information and archives
Marriage and family status
Racial and ethnic relations
Right of privacy
Sex, gender, sexual orientation discrimination
Protections in Consumer Lending Act
Introduced: April 15, 2019
Introduced by:
García, Jesús G. "Chuy"
Democratic
· Illinois
See on congress.gov
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 15, 2019
Referred to the House Committee on Financial Services.
Apr 15, 2019
Sponsor introductory remarks on measure. (CR E471)
Apr 15, 2019
Introduced in House
Plain-English summary
Protections in Consumer Lending Act
This bill requires creditors to collect specified demographic information regarding applicants for certain credit transactions (e.g., automobile loans, credit cards, and payday loans) and the outcomes of these applications. The creditor must report this information to the Consumer Financial Protection Bureau (CFPB).
The CFPB must use this information to determine whether a creditor is engaging in discriminatory practices and may take enforcement action.
What's happening now
Referred to the House Committee on Financial Services.
Committees of jurisdiction
1