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S 3782 115th Congress Senate Health Competition and antitrust Dental care Health care costs and insurance Insurance industry and regulation

Competitive Health Insurance Reform Act of 2018

Introduced: December 19, 2018 Introduced by: Daines, Steve Republican · Montana See on congress.gov
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 19, 2018
Read twice and referred to the Committee on the Judiciary.
Dec 19, 2018
Introduced in Senate
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 Plain-English summary Congressional Research Service

Competitive Health Insurance Reform Act of 2018

This bill amends the McCarran-Ferguson Act to declare that nothing in that Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to: (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.

Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

What's happening now December 19, 2018

Read twice and referred to the Committee on the Judiciary.

 Related & companion bills 1
  • HR 372 Related bill Competitive Health Insurance Reform Act of 2017
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 3782: Competitive Health Insurance Reform Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-S-3782/
MLA
"S. 3782: Competitive Health Insurance Reform Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-3782/.
Bluebook (legal)
S. 3782, 115th Cong. (2026), https://openamerica.io/bill/115-S-3782/.
Markdown link
[S. 3782: Competitive Health Insurance Reform Act of 2018](https://openamerica.io/bill/115-S-3782/)
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