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S 2304 115th Congress Senate Armed Forces and National Security

Protecting Veterans from Predatory Lending Act of 2018

Introduced: January 11, 2018 Introduced by: Tillis, Thomas Republican · North Carolina See on congress.gov
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 11, 2018
Read twice and referred to the Committee on Veterans' Affairs.
Jan 11, 2018
Introduced in Senate
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 Plain-English summary Congressional Research Service

Protecting Veterans from Predatory Lending Act of 2018

The bill establishes mortgage loan protections for veterans.

A refinanced home loan may not be guaranteed by the Department of Veterans Affairs (VA) unless: (1) a specified minimum time period has passed between the original loan and the refinancing; and (2) the lender complies with provisions related to fee recoupment, mortgage interest rates, and net tangible benefit tests.

The National Housing Act is amended to prohibit the Government National Mortgage Association (Ginnie Mae) from guaranteeing a new refinanced VA loan until the later of: (1) 210 days after the first loan payment, or (2) the sixth monthly loan payment.

What's happening now January 11, 2018

Read twice and referred to the Committee on Veterans' Affairs.

 Related & companion bills 1
  • S 2155 Related bill Economic Growth, Regulatory Relief, and Consumer Protection Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 8
All 8 Democratic 4 Republican 4
R
Moran, Jerry
Kansas · Feb 26, 2018
 D
Hassan, Margaret Wood
New Hampshire · Feb 6, 2018
 R
Capito, Shelley Moore
West Virginia · Jan 11, 2018
 D
Schatz, Brian
Hawaii · Jan 11, 2018
 R
Scott, Tim
South Carolina · Jan 11, 2018
 R
Sullivan, Dan
Alaska · Jan 11, 2018
 D
Van Hollen, Chris
Maryland · Jan 11, 2018
 D
Warren, Elizabeth
Massachusetts · Jan 11, 2018
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2304: Protecting Veterans from Predatory Lending Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-S-2304/
MLA
"S. 2304: Protecting Veterans from Predatory Lending Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-2304/.
Bluebook (legal)
S. 2304, 115th Cong. (2026), https://openamerica.io/bill/115-S-2304/.
Markdown link
[S. 2304: Protecting Veterans from Predatory Lending Act of 2018](https://openamerica.io/bill/115-S-2304/)
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