Tenant Protection Act
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Tenant Protection Act
This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from creating a report containing a landlord-tenant court or other housing court record unless:
- the case resulted in a judgment of possession,
- the decision is not being appealed, and
- the record is not more than three years old.
If a person takes an adverse action against a consumer based upon a housing court record, the person must provide the consumer a free copy of the report.
A person who willfully creates a housing court report that contains an inaccuracy is civilly liable to the consumer.
The Consumer Financial Protection Bureau must: (1) issue regulations that direct tenant rating agencies to create a central source for consumers to obtain reports and submit disputes, and (2) report on tenant rating agency compliance.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 1758: Tenant Protection Act. 115th Congress. Open America. https://openamerica.io/bill/115-S-1758/
"S. 1758: Tenant Protection Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-1758/.
S. 1758, 115th Cong. (2026), https://openamerica.io/bill/115-S-1758/.
[S. 1758: Tenant Protection Act](https://openamerica.io/bill/115-S-1758/)