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H.R. 898 115th Congress House

Credit Score Competition Act of 2017

Official title: To require Fannie Mae and Freddie Mac to establish procedures for considering certain credit scores in making a determination whether to purchase a residential mortgage, and for other purposes.

Introduced: February 7, 2017 See on congress.gov
Housing and Community Development Administrative law and regulatory proceduresConsumer creditFederal Housing Finance AgencyGovernment corporations and government-sponsored enterprisesHousing finance and home ownership
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 7, 2017
Referred to the House Committee on Financial Services.
Feb 7, 2017
Introduced in House
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 Latest action February 7, 2017

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Credit Score Competition Act of 2017

This bill amends the Federal National Mortgage Association Charter Act and the Federal Home Loan Mortgage Corporation Act to allow the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), when determining whether to purchase a residential mortgage, to consider a borrower's credit score only if certain procedural requirements are met with respect to the validation and approval of credit-scoring models.

The Federal Housing Finance Agency may, by regulation, establish standards and criteria for processes used by Fannie Mae and Freddie Mac to validate and approve credit-scoring models in accordance with the bill.

 Related & companion bills 2
  • S 1685 Credit Score Competition Act of 2017
  • S 2155 Economic Growth, Regulatory Relief, and Consumer Protection Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 8
All 8 Democratic 5 Republican 1
Messer, Luke
· Mar 22, 2018
 D
Rosen, Jacky
Nevada · Jun 14, 2017
 D
Green, Al
Texas · Apr 3, 2017
 D
Himes, James A.
Connecticut · Mar 1, 2017
 R
Sessions, Pete
Texas · Feb 21, 2017
Pittenger, Robert
· Feb 16, 2017
 D
Meeks, Gregory W.
New York · Feb 13, 2017
 D
Sewell, Terri A.
Alabama · Feb 7, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 898: Credit Score Competition Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-898/
MLA
"H.R. 898: Credit Score Competition Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-898/.
Bluebook (legal)
H.R. 898, 115th Cong. (2026), https://openamerica.io/bill/115-HR-898/.
Markdown link
[H.R. 898: Credit Score Competition Act of 2017](https://openamerica.io/bill/115-HR-898/)
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